Unless you plan to start racing you won't need to get the really good stuff. There are quite a few guys in my club now riding Meridas and are all very happy with them. One of the guys is an x Vic Junior Champ and he loves the Merida. The 903 has everything you need on it. My son rides a Cervello and with race wheels we're talking $8500. but he is a very competitive racer and needs the top end stuff to be there at the finish.