In 45 years of riding I never really took the cost of crashing as something that influenced how I rode. Maybe Perhaps I've become disillusion and need a reality check. I have the best health care we can get in our area, 80/20 ppo. I had an little mishap on the left forearm while working. Severed a couple tendons and a 10" laceration. This one took an ambulance ride to the ER, surgery and some rehab yet to be done. Between the ambulance ride and surgery Im at $70,000. We still haven't seen the ER bill yet. It would seem another $10K+ might be in the works for that. My part in this one will be around $15 to $20K after the copay and deductibles. I cant imagine what some of you guys and gals have gone thru with the get off's Iv seen and read about. I dont think we can afford to have a bad get off, it could bury us financially. So where does one go from here? time to hang it up? Maybe something like Aflac Plus Rider to ease the financial hit?