I am a serious ATGATT rider, always have been, dirt or street, but I am also a serious cyclist, again always have been and I can run along nearly as fast on my bicycles as I do on my Monkey. On my bicycle since I rarely see the high side of 30 MPH, I feel fine in helmet, gloves, nobody wears kevlar leathers on a bicycle or a Shoei RF1200. So, my feeling is I am somewhat less compelled to fully gear up on the Monkey settling for an open face helmet, gloves, jeans and sturdy shoes since my Monkey cruising speeds are 30 to 40 MPH if that and I do not mix it up in traffic. I guess if I were to do urban street battle on the Monkey then I would fully gear up but I would probably choose an entirely different weapon, like my Triumph 675R. I have had some scuffs and scrapes and dislocated shoulders from various motorcycles but no more so than bicycles and was nearly killed (yes indeed) when two pit bull dogs attacked me on my bicycle. I went down around 30 MPH, cracked hip, broken femur, dislocated shoulder, concussion, road rash and wound up having a stroke. Not sure, quite doubtful that any of the motorcycle specific gear I wear, street or dirt, would have prevented the broken femur, maybe the cracked hip and road rash.