1. GHO100

    GHO100 Crazy George

    Joined:
    Apr 7, 2009
    Oddometer:
    1,450
    Location:
    Brooklyn
    Is anyone still offering gear coverage? Helmet, jacket, gloves, etc?

    Sent from my A0001 using Tapatalk
  2. dlearl476

    dlearl476 Two-bit Throttle Bum

    Joined:
    Oct 5, 2005
    Oddometer:
    48,480
    Location:
    Between Here and There
    I think they all do. My Geico policy I can elect up to $5000 in accessories. I carry $2500.
  3. GHO100

    GHO100 Crazy George

    Joined:
    Apr 7, 2009
    Oddometer:
    1,450
    Location:
    Brooklyn
    I'm going through a claim with geico right now, and you should get that clarified. They are covering my helmet, and hard parts installed in the bike, but that's about it. Even my tank bag was a no. Definitely no coverage for jacket, pants, gloves, boots or airbag

    Sent from my A0001 using Tapatalk
  4. MFP

    MFP Urbaner

    Joined:
    Sep 10, 2014
    Oddometer:
    822
    Location:
    En Why Cee
    Last night I called Progressive and earlier today I called State Farm and the process of getting a policy quote from both was excruciating.
    So far my current ins. GEICO is the cheapest quote I received.
    Once you get to 1000cc or over things get real $ when registered within NYC.
    In all my years of riding I have never owned a liter bike. :(
    Can't even imagine what the $ would be if I was younger and had a ticket or two.
    Next up, Dairyland.
    BTW, not looking at a sport bike, interested in an adventure bike which I thought would have less of a risk rating.
  5. dlearl476

    dlearl476 Two-bit Throttle Bum

    Joined:
    Oct 5, 2005
    Oddometer:
    48,480
    Location:
    Between Here and There
    Was it damaged, lost?

    When the nice adjuster guy came out to inspect my Monster after it was backed over he allowed my $2500 accesory coverage to cover my custom paint, which was nice because it saved it from behind totaled.
  6. CMantis

    CMantis Been here awhile

    Joined:
    May 9, 2008
    Oddometer:
    136
    I miss Rider Insurance was super cheap until they reclassified certain bikes including my own. Switched to Progressive but car is with Geico. Geico just wanted much more for either bike. You dont wanna know what im paying but isnt NYC rates...
    SnickterP likes this.
  7. Rectaltronics

    Rectaltronics Barned

    Joined:
    May 29, 2008
    Oddometer:
    15,762
    Location:
    New York F'ing City
    Haha, I remember when Rider insured my RZ-350 in Queens for something like $170/year because it was under 350cc... :lol3
    SmittyBlackstone likes this.
  8. MFP

    MFP Urbaner

    Joined:
    Sep 10, 2014
    Oddometer:
    822
    Location:
    En Why Cee
    Gotta love those old Yammy RZ/RD stink bikes!
    "I love the smell of Bel-Ray in the morning!"
  9. RichBeBe

    RichBeBe All Hail Seitan!!!

    Joined:
    Mar 13, 2004
    Oddometer:
    6,929
    Location:
    NYC
    I have four bikes insured with Progressive through USAA and full coverage on all of them. All are small:
    XT225
    BV250 scooter
    KTM 300XC
    DR650 and my policy with discounts and paying in full is $289 a year. It has been creeping up from $225 :rofl
  10. MFP

    MFP Urbaner

    Joined:
    Sep 10, 2014
    Oddometer:
    822
    Location:
    En Why Cee
    From what I have heard from folks that have ins. through USAA for their vehicles the rates at all levels are much lower then the standard ins. policy costs.
  11. jprodun

    jprodun Been here awhile

    Joined:
    May 8, 2013
    Oddometer:
    243
    Has anyone ever had to file a claim with Dairyland? I know they’re cheap, but wonder if they pay out alright.


    Sent from my iPhone using Tapatalk
  12. Rectaltronics

    Rectaltronics Barned

    Joined:
    May 29, 2008
    Oddometer:
    15,762
    Location:
    New York F'ing City
    Went cross-country on my RZ and one saddle bag was dedicated to a gallon container of Yamalube.
  13. MFP

    MFP Urbaner

    Joined:
    Sep 10, 2014
    Oddometer:
    822
    Location:
    En Why Cee
    Now that must have been an epic road trip.
    Was the RZ equipped with clip-ons and rear-sets?
  14. Rectaltronics

    Rectaltronics Barned

    Joined:
    May 29, 2008
    Oddometer:
    15,762
    Location:
    New York F'ing City
    Pretty much stock except for a Passport, fairly streetable chambers (Spec-II) and some minor head work.

    I would trash my friend with his CBR-600. Poor bastard, having to end up behind me and eating Yamalube.

    And I got better gas mileage too!

    I carried a spare set of Wiseco pistons/rings and enough tools to do the top end if necessary. Slight overkill.

    I did get sick of having to clean that f***ing YPVS widget all the time. And NYC's third-world streets broke three front gauge/cowl stays.

    Fun times.
    SmittyBlackstone likes this.
  15. MFP

    MFP Urbaner

    Joined:
    Sep 10, 2014
    Oddometer:
    822
    Location:
    En Why Cee
    Passport as in Escort radar detector?
    CBR-600 aka "Baby Hurricane" ?
    Must have been in the late '80s. :thumb
  16. Rectaltronics

    Rectaltronics Barned

    Joined:
    May 29, 2008
    Oddometer:
    15,762
    Location:
    New York F'ing City
    Well, the RZ was mid-eighties, so... duh, yeah.

    :D

    Only one performance reward too!

    For some reason the cop thought that me doing 70+ in a 50, at night, in thick fog with about eight feet of visibility, with deer wandering everyone, was not safe. I chose not to argue his assertion.
  17. MFP

    MFP Urbaner

    Joined:
    Sep 10, 2014
    Oddometer:
    822
    Location:
    En Why Cee
    Duh?
    Still plenty of RZs and RDs on the road in the early '90s.
    Used to see them all the time at Nathan's in Oceanside, LI and at Marcus Dairy in Ct..
    SmittyBlackstone likes this.
  18. motorock

    motorock Explorer

    Joined:
    Sep 16, 2013
    Oddometer:
    878
    Location:
    NYC
    Why not use a broker? Like Motorsport Brokerage who hooked me up on lower rates with DL- 800-680-0933
    My bike is a 900cc triple "sportsbike"- I think its more of a standard- anyway, its expensive to insure- Geico wanted like 2500/year!

    In the last 2 years, I filed 3 claims- all handled very well, promptly, generously and without fuss.
    MFP and jprodun like this.
  19. Rectaltronics

    Rectaltronics Barned

    Joined:
    May 29, 2008
    Oddometer:
    15,762
    Location:
    New York F'ing City
    You do realize the early '90s were roughly 25 years ago, the 'Dairy is history and bike night at Nathan's was shut down decades ago, right? :rolleyes
    SnickterP, SmittyBlackstone and MFP like this.
  20. motoroberto

    motoroberto Been here awhile

    Joined:
    Mar 3, 2010
    Oddometer:
    158
    Location:
    Fooklyn NYC
    FWIW, you might want to try to talk to a local (nyc based) dedicated agent, not a broker. Local agents can get discounts for some reason.

    I only know this from spending 45 min on the phone w progressive (national phone #). Was trying to get a lower rate for my 02 F150 and my 2 bikes, 07 KTM 990 Adv and 73 Guzzi Eldorado. After going over everything, the guy said he really couldn’t get it any lower, but I might want to try a local agent. He gave me the # of a progressive guy in queens, in Manhattan, and in Brooklyn. I reluctantly made the call to the guy in Brooklyn .

    Well another hour later the Brooklyn based progressive agent had cut my truck payment by more than half. He went over everything with the bikes and even renters insurance. I pay about $80 a month for the 2 bikes, which seems ok to me.

    Good luck
    SmittyBlackstone, motorock and MFP like this.